Direct Benefit Transfer (DBT) payments for welfare schemes in Chhattisgarh require a fully compliant Aadhaar-linked financial profile. This means the Aadhaar number must be linked with your bank account, seeded successfully in the NPCI Aadhaar Payment Bridge System (APBS) mapper, and eKYC must be completed and verified. Without this linking chain, DBT payments can fail or remain pending. Aadhaar eKYC verifies the identity of the beneficiary using biometrics or OTP, while bank seeding ensures that the payment routing is mapped correctly through NPCI to the intended bank account.
Official Aadhaar and DBT Infrastructure Portals
- UIDAI Aadhaar Official Portal: https://uidai.gov.in/
- NPCI APBS Bank Mapper Overview: https://www.npci.org.in/what-we-do/aeps/product-overview
- National DBT Portal: https://dbtbharat.gov.in/
- CG State DBT Portal: https://dbtcg.nic.in/
- CSC Digital Seva (for eKYC service): https://digitalseva.csc.gov.in/
- CSC Center Locator: https://findmycsc.nic.in/
- CG Land Record Portal (used in many farmer DBT linkings): https://bhuiyan.cg.nic.in/
Step-by-Step Aadhaar eKYC Process
- Aadhaar mobile verification
- Check or update registered mobile number at: https://uidai.gov.in/
- OTP based eKYC (if supported by scheme/bank/portal)
- Enter Aadhaar + OTP verification on scheme application portals
- Biometric based eKYC (Most reliable method)
- Visit nearest CSC: https://findmycsc.nic.in/
- Or visit Aadhaar enrollment/update center for biometric refresh
- eKYC confirmation
- Request eKYC status confirmation from CSC/Bank
Step-by-Step Bank Seeding (NPCI Mapper) Process
- Visit your bank branch where your account is active
- Fill Aadhaar linking/NPCI seeding request form (Ask for APBS seeding)
- Submit:
- Aadhaar copy (Name must match bank record exactly)
- Bank passbook photocopy
- Mobile number (same as Aadhaar registered mobile)
- Bank will process and send seeding request to NPCI
- Seeding becomes active in NPCI mapper within processing cycle
How to Confirm NPCI Bank Seeding Status
Currently most banks confirm seeding internally. You can verify linking chain using:
- Aadhaar linking status: https://uidai.gov.in/
- APBS/NPCI system overview: https://www.npci.org.in/what-we-do/aeps/product-overview
- If DBT payment was successful, NPCI seeding is active (implied confirmation)
- You may also confirm status at your bank or CSC
Common eKYC & Bank Seeding Problems
- Mobile number not linked to Aadhaar
- Biometrics outdated causing eKYC failure
- Bank account name spelling mismatch with Aadhaar
- NPCI seeding request not sent by bank
- Bank does not support APBS/DBT credits on account type
- Multiple bank accounts seeded causing mapper conflict (latest seeding overrides older)
Solutions for Common Problems
- Mobile not linked: Update at UIDAI portal or Aadhaar center
https://uidai.gov.in/ - Biometric failure: Refresh biometrics at Aadhaar update center
- Name mismatch: Correct spelling either in Aadhaar or bank record
- NPCI inactive: Re-submit APBS seeding form at your bank
https://www.npci.org.in/what-we-do/aeps/product-overview - Wrong bank account seeded: Visit bank and request reseeding
Important Instructions
- Use only one primary bank account for DBT benefits
- Ensure Aadhaar and bank name spelling is identical
- Keep mobile number active for OTP and verification alerts
- Prefer biometric eKYC over OTP for reliability
- Always save acknowledgment slip from bank/CSC